How Massachusetts Pays For Cannabis

The number of Massachusetts CanPay Dispensaries and retailers is growing. CanPay is a payment solution provider for cannabis and other emerging markets that are regulated by the state of Massachusetts. We aim to offer a trustworthy and safe payment method. We have a 15-year track record of creating a unique network of customers, merchants, banks, and tech providers. As a user of the CanPay mobile app, you can buy products without any extra fees. Merchants can accept debit payments and lower the dangers and expenses of cash. Banks can offer a valid payment instrument that follows the regulations.

CanPay – The Better Way For Massachusetts Consumers

With CanPay, you can shop at your favorite cannabis retailer with the same ease and convenience as any other store. CanPay is the leading debit payment solution for emerging industries, trusted by cannabis businesses and banks across the country. Forget about ATM or bank fees, or carrying cash – just a quick and simple debit payment when you buy.

Why Should Consumers Use CanPay?

  • It’s Fee Free: no “convenience” or other fees when you make a purchase
  • It’s Convenient: no pre-planning to get cash or waiting in ATM lines
  • It’s Safer: no cash to lose
  • It’s Secure: Cutting edge security means only you can make purchases with your account
  • It’s Simple: Just generate a unique payment PIN in your CanPay app and you’re ready to make a purchase
  • It’s Debit: A debit is made to your checking account in the exact amount of your purchase

Sign up for CanPay and get the CanPay app!

Why Should Massachusetts CanPay Dispensaries and Retailers Use CanPay?

CanPay is the reliable and secure electronic payment solution for Massachusetts Retailers. By working with a specialized network of banks and tech partners that understand your business needs, we can process electronic debit payments at your stores and give you all the advantages that come with it. When you accept CanPay, you’ll boost customer satisfaction and loyalty and customers will spend more than they would with cash only. By minimizing the use of cash, you’ll also create a safer environment for your customers and staff while enjoying the benefits of less cash to manage and move.

Benefits of CanPay For Retailers

  • It’s Stable: all members of the payment chain know your business
  • It’s Transparent: do business in your DBA name
  • It’s Less Expensive: CanPay was built for sustainability at a fair cost
  • It’s Familiar: Your customers won’t have to learn new processes just to pay you
  • It’s Safer: your staff and customers are safer when you reduce the presence of cash
  • It Increases Spending (1): customers are proven to spend more when they pay electronically
  • It Increases Spending (2): your staff can upsell at the point of purchase because customers haven’t predetermined what they are going to spend
  • It Increases Sales: CanPay users will seek out those stores that accept CanPay
  • It’s US Based: all funds flow through USA based financial networks


Why Should Massachusetts Financial Institutions Use CanPay?

Massachusetts financial institutions can use CanPay as a safe debit network that enables electronic payments between consumers and retailers in highly-regulated and emerging markets, such as the State Regulated Cannabis Industry. Merchants with a compliant bank account at a CanPay approved bank can join the CanPay network and accept debit payments from their customers. The Closed-Banking Feedback Loop ensures that only cannabis retailers that work with banks that follow the Cole Memo and FinCEN Guidance can participate in the CanPay network. CanPay uses feedback from these banks to verify that only legal transactions from licensed and compliant retailers are processed through the network. If a merchant loses their bank account with the bank for any reason, they also lose access to the CanPay network. Besides this feedback from the bank, CanPay’s ODFI also has a strong compliance program based on the Cole Memo and FinCEN Guidance.

Why CanPay for Your Cannabis Banking Clients?

  • It’s Transparent (1): your retailers will conduct business in their DBA name
  • It’s Transparent (2): each participant in the payments chain is fully aware of the industries involved
  • It’s Low Cost: CanPay is built to be both sustainable and a fair value to retailers
  • It’s Legitimate: the Closed-Banking Feedback Loop ensures only retailers with a compliant bank account are allowed to participate in the payment network
  • It’s Stable: CanPay is built with the needs and requirements of the industry in mind
  • It’s Safer (1): Removing cash from the system is safer for our communities.
  • It’s Safer (2): Removing cash from the system is safer for your clients
  • It’s Safer (3): Removing cash from the system is safer for your bankers and reduces the need for retailers to visit your branches with loads of cash.
  • It Saves Money: Less cash means less cash handling by your staff and/or less cash pickups for your clients
  • It’s Better For Business: your retail clients will enjoy increased sales with electronic payments

Your clients can use compliant banking services through your cannabis banking program and also benefit from a legal and clear payment solution through your involvement in CanPay’s Closed-Banking Feedback Loop. Contact us today and open the CanPay network for your clients.

About Massachusetts


Massachusetts, officially the Commonwealth of Massachusetts, is the most populous state in the New England region of the Northeastern United States. It borders the Atlantic Ocean and Gulf of Maine to its east, Connecticut and Rhode Island to its south, New Hampshire and Vermont to its north, and New York to its west. Massachusetts is the sixth-smallest state by land area. With over seven million residents as of 2020, it is the most populous state in New England, the 16th-most-populous in the country, and the third-most densely populated, after New Jersey and Rhode Island. Massachusetts was a site of early English colonization. The Plymouth Colony was founded in 1620 by the Pilgrims of the Mayflower. In 1630, the Massachusetts Bay Colony, taking its name from the Indigenous Massachusett people, also established settlements in Boston and Salem. In 1692, the town of Salem and surrounding areas experienced one of America’s most infamous cases of mass hysteria, the Salem witch trials. In the late 18th century, Boston became known as the “Cradle of Liberty” for the agitation there that later led to the American Revolution. In 1777, General Henry Knox founded the Springfield Armory, which, during the Industrial Revolution, catalyzed numerous important technological advances, including interchangeable parts. In 1786, Shays’ Rebellion, a populist revolt led by disaffected American Revolutionary War veterans, influenced the United States Constitutional Convention. In the 18th century, the Protestant First Great Awakening, which swept Britain and the Thirteen Colonies, originated from the pulpit of Northampton preacher Jonathan Edwards.

Points of Interest in Massachusetts

  • Museum of Fine Arts Boston | Boston’s Art Museum – More than 100 galleries of art make the Museum of Fine Arts one of the top things to do in Boston and one of the best art museums in the world.
  • Fenway Park: Home of the Red SoxFenway Park has been the Red Sox’s home since 1912.
  • New England Aquarium – The New England Aquarium is a nonprofit organization located in Boston, Massachusetts. The species exhibited include harbor and northern fur seals, California sea lions, African and southern rockhopper penguins, giant Pacific octopuses, weedy seadragons, and thousands of saltwater and freshwater fishes.
  • Boston Tea Party Ships & Museum – Floating history museum with live reenactments, multimedia exhibits & a tearoom.


Where to Use the CanPay App In Massachusetts


A current list of Massachusetts CanPay Dispensaries and Retailers

Frequently Asked Questions

What is CanPay used for? 

CanPay is the world’s first mobile debit app for use at cannabis retailers and businesses in other emerging markets. CanPay functions like the debit cards you already have in your wallet, and can be used at approved cannabis retailers.

Is it safe to use CanPay?

Is CanPay Secure? Yes, CanPay employs the latest security technology. Additionally, your Payment Code generated in the CanPay app can only be used one time and expires within 30 minutes after it is requested.

Can you put a credit card on CanPay?

CanPay can only be linked directly to your checking account.

Is there a fee with CanPay?

Merchants take payment by scanning a QR code on a customer’s phone in person, or through a website payment. CanPay charges merchants less than 2% of the transaction in what’s essentially a processing fee.

What is the daily limit for CanPay?

Yes, you are able to spend up to $500 per day with your CanPay debit account. Is CanPay a gift card? No, CanPay is a debit payment app that functions like other debit and credit cards in your wallet. A debit in the exact amount of the transaction is made to your checking account at the time of purchase.

What is the spending limit on CanPay?

The PayPal Debit Card has a daily spending limit of $3,000 USD and a daily cash ATM withdrawal limit of $400 USD. The card resets at 12:00 a.m. CST. Here’s how to check your daily limits on the PayPal website: Go to your Home page and click PayPal Debit Card under the balance.

Who owns CanPay?

CanPay, based in Littleton, Colorado, was founded by Dustin Eide.

What is purchasing power on CanPay?

With Purchasing Power, you can pay over time in interest-free installments, all at zero risk to you. Shop your favorite brands with low monthly payments that make sense for your lifestyle. No need to postpone that upgrade you need, or that TV for the new place.

Is there an app for CanPay?

Once your account is set up you can download the secure app at for both Apple and Android devices.

Is there a CanPay app for iPhone?

Downloading the CanPay App – iPhone | CanPay Help Center. Easily access the CanPay app by adding it to your iPhone’s Home screen!

How do I use CanPay on my Iphone?

How do I use the CanPay App to make a purchase? After you enroll in CanPay, just login to the CanPay App (available at and tap “Pay Now” to generate your first Payment Code. These codes last for 30 minutes and then expire if they go unused.

More FAQs

Massachusetts CanPay Dispensaries and Retailers